1. Agreement
By accessing Halvoro Ledger, you agree to these terms and our Privacy Policy. If you do not agree, please discontinue use of the service.
2. Educational scope
Our courses provide general educational information about investing concepts. They are not financial, tax, legal, accounting, or individualized investment advice. You are responsible for evaluating information and consulting qualified professionals for your circumstances.
3. Course access
Course descriptions, lesson counts, prices, and availability may change as the curriculum is edited. We aim for accurate presentation but do not promise that every page will be uninterrupted or error-free.
4. Intellectual property
Text, course structures, examples, branding, and original materials belong to Halvoro Ledger or its licensors. You may use purchased or authorized materials for personal learning. You may not resell, republish, scrape, distribute, or create competing copies without written permission.
5. Acceptable use
Do not interfere with the site, bypass access controls, submit malicious code, impersonate another person, or use the service to violate law or another person’s rights. Contact information must be accurate and must not contain confidential account credentials.
6. Local features
Fallows and Cart use browser storage for convenience. Clearing storage, changing browsers, or using private browsing may remove those selections. The demonstration order modal does not process payment or create a completed transaction.
7. Disclaimers and limits
The service is provided for educational use. To the extent permitted by law, Halvoro Ledger is not responsible for market losses, decisions made from course material, interruptions, or loss of locally stored selections.
8. Changes and contact
We may revise these terms by publishing an updated effective date. Questions may be sent through our contact page.